Keeping an eye on your retirement savings in 2025 is easier than ever before. Thanks to digitization and upgrades by the Employees’ Provident Fund Organisation (EPFO), you can now check your EPF balance without stepping out of your home—or even speaking to anyone.
Whether you’re planning your financial future or simply want to know how much you’ve saved so far, there are multiple convenient ways to view your EPF account details. You don’t need an agent, and there’s zero paperwork involved.
This year, EPFO has added several features that make managing your account more hassle-free. You can now correct your personal details like your name or date of birth directly through the EPFO portal. If your Aadhaar is linked to your EPF account, transferring your funds when switching jobs is now as simple as entering an OTP—no more waiting for signatures or HR approvals.
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When it comes to balance checks, EPFO gives you four quick ways to do it online or via mobile. Here’s a breakdown of how you can instantly view your EPF balance using any of these methods:
1. Check via EPFO Website
Every EPF member is assigned a Universal Account Number (UAN), which allows access to account details.
Steps to check your EPF balance on the official website:
- Visit the EPFO passbook portal: https://passbook.epfindia.gov.in/MemberPassBook/Login.jsp
- Click on the ‘For Employees’ option under the “Our Services” tab.
- Select ‘Member Passbook’ from the next screen.
- Log in using your UAN and password.
- Your balance, contributions, and interest will be visible in the passbook.
2. Give a Missed Call
Don’t have internet access? You can still check your balance with a simple missed call.
How to use this service:
- Dial 9966044425 from the mobile number registered with your EPF account.
- The call will disconnect automatically after a few rings.
- Within seconds, you’ll receive an SMS showing your latest EPF balance.
📌 Note: Your mobile number must be linked to your UAN and your KYC (Aadhaar, PAN, bank details) should be updated for this to work.
3. Send an SMS
Want your balance in text format? Just send a message!
Follow these steps:
- Open your SMS app and type: EPFOHO UAN ENG
- Send it to 7738299899
Replace “ENG” with your preferred language code if you want the message in regional languages—like HIN for Hindi, TAM for Tamil, MAR for Marathi, and so on. You’ll get an SMS reply with your current balance and contribution details.
4. Use the UMANG App
If you’re more comfortable using apps, UMANG (Unified Mobile Application for New-age Governance) is a great way to access EPF services on your smartphone.
Here’s how to check your balance using UMANG:
- Download the UMANG app from Google Play Store or Apple App Store.
- Open the app and search for ‘EPFO’ in the ‘All Services’ section.
- Tap on ‘Employee Centric Services’, then click on ‘View Passbook’
- Enter your UAN and hit request for OTP.
- Input the OTP sent to your registered number to log in and view your passbook.
Final Thoughts
Whether you’re a first-time investor or a long-time employee, it’s essential to keep tabs on your retirement savings. With these four simple options—website, missed call, SMS, or mobile app—checking your EPF balance in 2025 has become a smooth, paperless experience. No queues, no forms, and no waiting.
Take control of your financial future today by checking your EPF balance from the comfort of your home. And if you’re changing jobs, don’t forget to initiate the transfer process right from the portal for a seamless transition. Check our Financial Tools
